Baji V Puram, CLU®, ChFC®, CASL®, RICP®

Wealth Management Advisor

Planning For Your Future

Financial planning doesn't happen by chance, rather, it is the product of meticulous, sound decision-making. Whether you are looking to protect, grow or transfer wealth, as a Wealth Management Advisor, I am here to help. With a deep understanding of complex financial issues as well as the intricate economic forces at play, we provide guidance that you can trust.

Financial planning is about bringing the future into the present so that we may act now, though, this requires a commitment of time-both yours and ours. We will work to understand your current personal circumstances, financial position, and your goals for the future in order to craft a personalized planning solution that is right for you. Our team will then develop and implement a financial plan that balances your short-term needs with your long-term goals. Together, we regularly review your financial plan and assess your financial progress, making sure that your overall financial picture for the future reaches its full potential.

Let me help you ensure your financial future is all you want it to be.


Asking The Hard Questions

  • How important is it to you to retire only once?
  • What have you done so far to finance the last 30 years of your life?
  • How much do you want luck to play a role in determining your investment and retirement success?
  • What would reduce the stress you have concerning retirement money matters?
  • What have you done to prepare for the next downturn in the market?
  • How large a debt burden do you want your child to have after college graduation?

 

The Northwestern Mutual Difference

We make plans for people, not just money. So no matter your goals, we have access to top rated products and services to help you meet each one.

  • Best Life Insurance Company ranked by NerdWallet, 2019 to 20201
  • AAA, Aaa, and AA+ the highest financial strength ratings of any life insurer from all four major rating agencies2
  • Top 10 U.S. Independent Investment Broker-Dealers3
1©2017-2020 and TM, NerdWallet, Inc. All Rights Reserved.

2Northwestern Mutual continues to have the highest financial strength ratings awarded to any U.S. life insurer by all four of the major rating agencies: A.M. Best Company, A++ (highest), April 2020; Fitch Ratings, AAA (highest), August 2020; Moody’s Investors Service, Aaa (highest), December 2020; S&P Global Ratings, AA+ (second highest), June 2020. Third-party ratings are subject to change. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company.

3Measured by 2020 total revenues. Ranking for Northwestern Mutual Investment Services, LLC. Sources: Financial Advisor magazine and Investment News, April 2021.

How to Save for a Down Payment on a House

There are some general rules to figure out how much house you can afford and how big a down payment you may need. 

What Is an RMD?

When you turn 72, the IRS requires you to start taking required minimum distributions from your tax-deferred retirement accounts.

Is It Better to Have a Will or a Trust?

They can both serve an important part in an estate plan. We break down the differences.

 

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck

Visit our Client Relationship Summaries (Form CRS) which provide brief information about our firms that provide brokerage services and advisory services.